Finance

Gem - Money tracker

Record expenses, recurring bills and savings goals, organize receipts and review budgets across accounts and currencies.

Our take

Choose for a customizable personal spending log.

CSV exchange and optional Apple Pay setup reduce repeated organization work.

Keep in mind: Automations require configuration, and receipt-price extraction is explicitly a preview that may be inaccurate.

What you can do

  • Budgets and spending summaries
  • Accounts, tags, receipts and recurring bills
  • CSV exchange, shortcuts and iCloud backup

Good for

  • People maintaining their own expense history.

Consider alternatives for

  • People requiring verified automatic bank reconciliation without review.

Limitations & considerations

  • Captured minimum: iOS 26.0.
  • Automations require configuration, and receipt-price extraction is explicitly a preview that may be inaccurate.

Privacy & permissions

Receipts, income and cloud backups contain financial data; inspect permissions and exports.

Sources & review notes Updated Nov 11, 2026

Reviewed by iApp4Me Editorial Team. Recommendations use the linked documentation and attributed accounts; device observations are identified separately.

  1. US App Store developer description

    Complete description, download price and compatibility metadata captured 2026-11-02.

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