Finance
Ledger — 50/30/20
Allocate manually logged income and spending into customizable 50/30/20 budget buckets.
Useful for people wanting simple budgeting without bank access
Monthly archives, quick entry and exports make the rule adaptable.
Keep in mind: The percentages are a budgeting heuristic, not personalized financial advice; displayed remaining amounts depend on complete entries rather than verified bank balances.
Inside the app
Official product images
What you can do
- Custom income allocation and expense logs
- Monthly archives and budget alerts
- Shortcuts/widgets, on-device entry assistance and JSON/CSV export
Good for
- People comfortable entering their own budget activity
Consider alternatives for
- Automatic bank reconciliation or guaranteed safe spending advice
Limitations & considerations
- Captured minimum: iOS 18.0.
- The percentages are a budgeting heuristic, not personalized financial advice; displayed remaining amounts depend on complete entries rather than verified bank balances.
Privacy & permissions
Publisher says records stay on devices/personal iCloud with optional biometrics and local AI; widgets and exports can still expose finances.
Sources & review notes Updated Nov 12, 2026
Reviewed by iApp4Me Editorial Team. Recommendations use the linked documentation and attributed accounts; device observations are identified separately.
- US App Store developer description
Complete description, download price and compatibility metadata captured 2026-11-02.
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